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New SBA Fee Rules: More Savings Than Expected - BLP - Business Lending Partners

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New SBA Fee Rules: More Savings Than Expected

Since the Small Business Administration (SBA) implemented new fee changes on October 1, many business owners have been asking how the updates will impact SBA 504 financing. The answer is more encouraging than you might expect.

The annual servicing fee has been reduced, offering long-term savings for borrowers throughout the life of their loan. While a small upfront fee has been introduced, most borrowers break even in about four years—after that, the reduced annual costs translate to meaningful savings over time.

Manufacturers benefit even more. For qualifying manufacturing projects, all SBA fees are now waived, making this an especially strong moment to invest in U.S. production and expansion.

Bottom line: These updates don’t make SBA 504 financing more expensive—they make it smarter. With lower long-term costs and new opportunities for savings, the program continues to be a reliable tool for small business growth.

If you’re wondering how these updates impact your upcoming project or financing strategy, contact your BLP Loan Officer today—they can help you understand your savings and maximize the benefits of the new SBA fee structure.

CONTACT US FOR YOUR BUSINESS LENDING NEEDS

Grace Kieckbusch

Vice President & Loan Officer

Grace Kieckbusch is a commercial lender who loves finding financing solutions that help small businesses thrive. A Magna Cum Laude graduate of UW–Parkside, she began her career at BLP after interning with the team during college.

Green Bay Office920.384.0385 Grace@blp504.org

Wesley Walsh

Vice President & Loan Officer

Wesley Walsh is a commercial lender passionate about helping small businesses. A Magna Cum Laude graduate of UW-Eau Claire, he’s interned at Associated Bank and worked at Tri City National Bank.

Racine Office262.898.7436 Wesley@blp504.org