Generated by All in One SEO v4.9.8, this is an llms.txt file, used by LLMs to index the site. # BLP - Business Lending Partners Your Wisconsin 504 Lender ## Sitemaps - [XML Sitemap](https://blp504.org/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [BLP Supports RestoreMore's Expansion in Racine with an SBA 504 Loan](https://blp504.org/blp-supports-restoremores-expansion-in-racine-with-an-sba-504-loan/) - As the business continued to grow, RestoreMore purchased and renovated a building in the City of Racine, creating a permanent home for its operations. To facilitate the company’s expansion project, reduce the company’s down payment to 10%, and lock in a low-interest rate, Business Lending Partners (BLP) partnered with Barry Fries, Vice President of Commercial Banking at Johnson Financial Group, to secure an SBA 504 loan. - [SBA Expands Financing Opportunities for Manufacturers](https://blp504.org/sba-expands-financing-opportunities-for-manufacturers/) - The U.S. Small Business Administration (SBA) has announced important updates designed to make financing more accessible and affordable for small manufacturers (NAICS codes 31–33). Starting October 1, 2025, the SBA will waive both the 0.5% guarantee fee and the 0.209% annual service fee on 504 manufacturing loans. By reducing these fees, manufacturers can realize significant cost savings when securing SBA financing for growth, expansion, or other business needs. - [SBA 504 Loan Funded: The Reserve Supper Club Invests $855k](https://blp504.org/sba-504-loan-funded-the-reserve-supper-club-invests-855k/) - The Reserve Supper Club is a new venture from experienced restaurateur Shrey Devani, owner of several successful Wisconsin restaurants. The project will transform the former MJ Stevens property in Addison into a 225-seat supper club offering classic Wisconsin dining and event space. To support the acquisition and reopening, The Reserve partnered with Business Lending Partners (BLP) and Spence Mather of Waukesha State Bank to secure SBA 504 financing. - [SBA 504 Loan Funded: Strive Behavioral Health Invests $3.41M](https://blp504.org/sba-504-loan-funded-strive-behavioral-health-invests-3-41m/) - Strive Behavioral Solutions is expanding its impact with a new 11,905-square-foot behavioral therapy center that will increase capacity from 20 to 50 children and help address a growing waitlist for autism and behavioral health services. To support this expansion, Strive partnered with BLP and Ryan Johanek of Community First Credit Union to secure SBA 504 financing, helping the women-owned business provide greater access to high-quality, evidence-based care for local families. - [SBA 504 Loan Funded: Advanced Care Specialists Invests $4.6M](https://blp504.org/sba-504-loan-funded-advanced-care-specialists-invests-4-6m/) - Advanced Care Specialists (ACS), a Racine-based provider of chiropractic, physical therapy, pain management, and rehabilitation services, expanded its operations through the purchase and renovation of a larger office building and the acquisition of new equipment. To support this project, ACS partnered with Barry Fries of Johnson Financial Group and BLP to secure SBA 504 financing, helping the growing healthcare provider invest in its future while expanding access to specialized services for patients throughout the region. - [SBA 504 Loan Funded: RestoreMore Invests $605k](https://blp504.org/sba-504-loan-funded-restoremore-invests-605k/) - Founded in 2015, RestoreMore, Inc. provides 24/7 disaster restoration services throughout Southeastern Wisconsin, helping homeowners and businesses recover from fire, water, and mold damage. To support its continued growth, the company purchased and renovated a building at 316 Sheridan Road in Racine, creating a permanent home for its operations. BLP partnered with Barry Fries of Johnson Financial Group to structure SBA 504 financing for the project, helping RestoreMore secure the facility and position the company for continued growth and service across the region. - [SBA 504 Loan Funded: Harter's Lakeside Disposal Invests $2.5M](https://blp504.org/sba-504-loan-funded-harters-lakeside-disposal-invests-2-5m/) - Harter’s Lakeside Disposal, a family-owned waste management company serving more than 120 communities across eastern Wisconsin, has grown rapidly since its founding in 2021. To support continued expansion and purchase a commercial truck repair facility in Milwaukee for its growing fleet, Harter’s Lakeside Disposal partnered with David LaDuke of Oostburg State Bank and BLP to secure SBA 504 financing, strengthening its operations and long-term growth throughout the region. - [SBA 504 Loan Funded: The Lawrence Event Center Invests $2.25M](https://blp504.org/sba-504-loan-funded-the-lawrence-event-center-invests-2-25m/) - The Lawrence Event Center, led by Brady Davis, is transforming a former banquet facility in Menomonee Falls into a premier destination for weddings, corporate gatherings, and special events. Building on the success of Cava Events LLC, the project will revitalize the 35,000-square-foot venue with multiple indoor and outdoor event spaces, a rooftop reception area, and capacity for up to 450 guests. To support the purchase and renovation of the facility, The Lawrence Event Center partnered with Kale Unangst of Wings Credit Union and BLP to secure SBA 504 financing, positioning the business for long-term growth and success. - [SBA Expands Flexibility for Small Business Financing](https://blp504.org/sba-expands-flexibility-for-small-business-financing/) - The U.S. Small Business Administration (SBA) has issued a policy update, effective July 4, 2026, that gives small businesses more flexibility when using SBA 7(a) and 504 loan programs together. Under the update, existing SBA 7(a) loans generally will no longer reduce a borrower's available SBA 504 financing. The SBA also clarified that businesses may finance multiple 504 projects at the same time, subject to program limits. - [Overcoming Appraisal Gaps with the SBA 504 Program](https://blp504.org/overcoming-appraisal-gaps-with-the-sba-504-program/) - Appraisal gaps can present a significant challenge for lenders and borrowers alike—often putting otherwise strong projects at risk. However, the SBA 504 loan program offers a practical solution that can help keep deals moving forward. Unlike traditional financing, the 504 program allows a property to appraise at 90% of total project costs, helping lenders work around loan-to-value (LTV) limitations. - [SBA 504 Loan Funded: Yentz Family Chiropractic Invests $1.7M](https://blp504.org/sba-504-loan-funded-yentz-family-chiropractic-invests-1-7m/) - Yentz Family Chiropractic, founded by Karl Yentz, is a Germantown-based chiropractic and wellness practice serving the greater Milwaukee area. As part of the MaxLiving Health Centers network, the practice provides comprehensive, family-oriented care that blends chiropractic treatment with nutrition and advanced therapies. To purchase its facility and support future growth, Yentz Family Chiropractic partnered with Luke Baryenbruch of Tri City National Bank and BLP to secure SBA 504 financing—strengthening its ability to expand services and continue supporting the health and well-being of the community. - [BLP’s SBA 504 Portfolio: Key Industries Served](https://blp504.org/blps-sba-504-portfolio-key-industries-served/) - The Small Business Administration (SBA) 504 loan program plays a role in supporting businesses across a wide range of industries, and BLP’s portfolio reflects that breadth. As shown in the graph, manufacturing leads the portfolio at 22.9%, followed by retail (14.8%), restaurants (13.6%), hotels (11.2%), and recreation (9.0%), with additional representation from healthcare, childcare, and construction. - [BLP and Waukesha State Bank Drive Brookfield Ownership Transition, Marking ‘Heavy Hitters’ Milestone](https://blp504.org/blp-and-waukesha-state-bank-drive-brookfield-ownership-transition-marking-heavy-hitters-milestone/) - Jeff and Victoria Schmidt stepped in to do just that, reintroducing the business as Schmidty’s Bar & Grill – Off the Rails. Backed by decades of combined experience in hospitality and business operations, the Schmidts are building on the bar’s strong foundation while bringing new energy to the space. Their plans include expanding live music to a weekly lineup, extending hours from 11 a.m. to 1 a.m., enhancing the sports viewing experience, and expanding food and beverage offerings. - [SBA Updates Citizenship Requirements for 7(a) & 504 Loans](https://blp504.org/sba-updates-citizenship-requirements/) - The U.S. Small Business Administration (SBA) has announced a significant update to ownership eligibility requirements for its 7(a) and 504 loan programs. The new policy takes effect March 1, 2026, and will impact all new loan applications. - [SBA 504 Loan Funded: Maverick Mechanicals Invests $505k](https://blp504.org/sba-504-loan-funded-maverick-mechanicals-invests-505k/) - Maverick Mechanicals LLC is a growing industrial plumbing contractor based in southeast Wisconsin, founded in 2018 by Shanna and Joe Swartz. With their New Berlin office at full capacity, the company is expanding to a second location in Oostburg to better serve customers and employees in Sheboygan County and northern Milwaukee communities. To support the purchase and continued growth of the business, Maverick Mechanicals partnered with Josh Sopczak, Senior VP of Business Banking at Town Bank, and BLP to secure SBA 504 financing—positioning the company to expand its services while maintaining its strong reputation for reliability, responsiveness, and customer satisfaction. - [Strategic Financing Helps Tailwinds Brewing Company Take Flight](https://blp504.org/strategic-financing-helps-tailwinds-brewing-company-take-flight/) - Tailwinds Brewing Company is a startup microbrewery bringing craft beer, specialty seltzers, and a welcoming community gathering space to downtown Union Grove. Owned by Rick and Carolyn McNabb, the brewery draws on decades of experience in food service, brewing, and business management. Rick leads brewing operations with more than 20 years of hospitality and homebrewing experience, while Carolyn manages the business's administrative and financial operations. - [SBA 504 Loan Funded: Shuffs Invests $1.5M](https://blp504.org/sba-504-loan-funded-shuffs-invests-1-5m/) - Shuffs is a long-standing, family-friendly full-service restaurant in Sheboygan, Wisconsin, known for its fresh-baked desserts, hard rolls, and signature dishes like broasted chicken, prime rib, and perch. Jesse and Sarah Frank took over ownership in 2019, and with this addition now operate six successful restaurants across the Sheboygan area. - [New SBA Fee Rules: More Savings Than Expected](https://blp504.org/new-sba-fee-rules-more-savings-than-expected/) - Since the Small Business Administration (SBA) implemented new fee changes on October 1, many business owners have been asking how the updates will impact SBA 504 financing. The answer is more encouraging than you might expect. - [SBA 504 Loan Funded: Feldmann Sales & Service Invests $1.8M](https://blp504.org/sba-504-loan-funded-feldmann-sales-service-invests-1-8m/) - Feldmann Sales & Service, Inc., a family-owned business in Howards Grove, WI, specializing in outdoor equipment sales and service, is expanding and modernizing its showroom, parts storage, and service area. Since taking ownership in 2021, Tim Feldmann and Michelle Ann Johanning have been committed to growing their family legacy—enhancing capacity for more inventory and faster, more efficient repairs to better serve their customers. To cover the construction costs of this business expansion, they contacted Tom Hanson, Business & Ag Lender at Cleveland State Bank, and BLP to secure SBA 504 financing. This partnership paves the way for continued success and lasting impact in the community. - [BLP and Ixonia Bank Drive Success for Felker Truck & Equipment Acquisition](https://blp504.org/blp-and-ixonia-bank-drive-success-for-felker-truck-equipment-acquisition/) - For nearly 30 years, Felker Truck & Equipment has been a cornerstone in the propane and refined fuel industry across the Midwest. The company, located in Dale, WI, outfits, services, and maintains specialized fuel delivery trucks, helping customers keep their operations running smoothly. - [BLP Continues Supporting Businesses Despite Government Shutdown](https://blp504.org/blp-continues-supporting-businesses-despite-government-shutdown/) - While the federal government shutdown has created uncertainty for many, BLP remains fully operational — continuing to help businesses and lenders move projects forward. - [SBA 504 Loan Funded: The Copper Dock Invests $1.39M](https://blp504.org/sba-504-loan-funded-the-copper-dock-invests-1-39m/) - BLP, in partnership with Joel Benz of Waukesha State Bank, secured an SBA 504 loan to support the purchase of real estate and equipment for The Copper Dock, a fine dining restaurant on Friess Lake in Hubertus. New owner Shreyansh (Shrey) Devani, an experienced restaurateur with two other successful supper clubs, will continue the restaurant’s tradition of steaks, seafood, and lakefront dining while modernizing operations. With seating for 150 guests and roots dating back to 1930, the project preserves a community favorite and positions it for long-term success. - [Strong Financing Partnerships Fuel Opening of New Japanese Restaurant](https://blp504.org/strong-financing-partnerships-fuel-opening-of-new-japanese-restaurant/) - A new chapter is beginning for the historic waterfront city of Menominee with the opening of Kashiwa, a Japanese-inspired restaurant. Formerly Berg’s Landing, the restaurant has been serving fine-dining American seafood since 1996. New owners Zhenyun (John) Wu and Fang Tang are introducing Japanese dishes while keeping some of the community favorites, creating an immersive dining experience with a sushi bar, hibachi meals, and specialty beverages. - [No Maximum Project Size with SBA 504 Loans](https://blp504.org/no-maximum-project-size-with-sba-504-loans/) - Many business owners assume Small Business Administration (SBA) loans can’t exceed $5 million—but that limit applies only to the SBA’s portion of a 504 loan. Overall project sizes can be much larger, often exceeding $10 million, which allows banks to reduce their risk on large-scale projects that might otherwise require participation from multiple lenders. This flexibility makes SBA 504 loans a powerful tool for businesses planning real estate acquisitions, expansions, or major equipment purchases. - [SBA 504 Loan Funded: Felker Truck Invests $1.3M](https://blp504.org/felker-truck-drives-smooth-transition/) - We’re proud to support Felker Truck with its acquisition and real estate purchase. Partnering with Business Lending Partners to secure SBA 504 financing allowed us to tailor a solution that fit the project’s needs and ensured a smooth process from start to finish. Felker Truck is well-positioned to carry on its legacy and continue serving the community. - [SBA 504 Loan Funded: Villa's Family Daycare Invests $2.9M](https://blp504.org/sba-504-loan-funded-villas-family-daycare-invests-2-9m/) - Villa's Family Daycare LLC is expanding after 13 years as an in-home childcare provider, growing into an 11,000-square-foot facility in Oregon, Wisconsin. This milestone was made possible through a partnership between Bank Five Nine and BLP. - [SBA 504 Loan Funded: Siebkens Resort Invests $3M](https://blp504.org/siebkens-resort-invests-3m/) - Siebkens Resort, a historic property in Elkhart Lake, WI, is continuing its revitalization thanks to a partnership between Branden Boerner, AVP – Business Services at Cleveland State Bank, and BLP. Together, they secured SBA 504 financing to refinance the resort’s existing loan, supporting long-term growth. - [The SBA Franchise Directory is Back — With Less Paperwork](https://blp504.org/the-sba-franchise-directory-is-back-with-less-paperwork/) - Good news for lenders and borrowers: the Small Business Administration (SBA) has reinstated its Franchise Directory, and the process is now simpler than ever. The SBA has adopted a one-time Franchisor Certification model, which means if a franchise brand is listed in the directory, the Franchise Addendum is no longer required. - [SBA 504 Loan Funded: Cadence Cabinetry Invests $1.2M](https://blp504.org/sba-504-loan-funded-cadence-cabinetry-invests-1-2m/) - "The team at Business Lending Partners were great to work with. The Loan Officer was very helpful from the very beginning, and was able to meet a relatively tight time frame in getting the SBA 504 Authorization. There were no surprises." - [SBA 504 Loan Funded: TS Food Packaging Invests $1.49M](https://blp504.org/ts-food-packaging-scales-up/) - "I’ve relied on BLP for business loans, equipment, and real estate financing for so long, I’ve lost track of when it started! What I value most is their expertise in SBA lending. As a large community bank, we serve many businesses, and having BLP’s talented team gives me confidence. I can always count on them to structure loans that make sense while mitigating risk. Their thorough approach—even in compliance—is something I truly appreciate." - [SBA 504 Loan Funded: Givens Farm Estate Invests $2M](https://blp504.org/givens-farm-estate-invests-2m/) - Givens Farm Estate is being revitalized as a unique venue for weddings, retreats, and community events in Northeast Wisconsin. New owners Brittney and Dustin Dorsey are bringing fresh energy and vision to the historic property, honoring its legacy while building a sustainable future. - [SBA 504 Loan Funded: Renaissance Assisted Living Invests $665K](https://blp504.org/renaissance-assisted-living-begins-new-chapter/) - White Birch Terrace, a long-standing assisted living facility in Bayside, Wisconsin, is entering a new chapter under the ownership of Renaissance Assisted Living LLC. The new owners, Joseph and Stephy Puthusseril, bring over 50 years of combined nursing and management experience and are committed to continuing the facility’s tradition of high-quality, community-based care. To support the purchase of the real estate and equipment, they partnered with Joel Benz, VP – Commercial Banking Officer at Waukesha State Bank, and Business Lending Partners (BLP) to secure SBA 504 financing. This collaboration ensures long-term stability for the facility and its residents while preserving an important resource for the community. - [SBA 504 Loan Funded: Everlight Solar Invests $7.6M](https://blp504.org/everlight-solar-lights-the-way-for-sustainable-growth/) - "We're really grateful to the BLP team for their perseverance on this project. Wings Credit Union was very pleased to assist Everlight Solar in establishing their new space in Verona. It’s a beautiful building that should serve them for many years to come. Another great project made possible in collaboration with Business Lending Partners and the SBA 504 loan program!" - [Spanky’s Sports Bar & Grill Expands Thanks to BLP and SBA 504 Financing](https://blp504.org/spankys-sports-bar-grill-expands-thanks-to-blp-and-sba-504-financing/) - Since opening in 2017, Spanky's Sports Bar & Grill in Waterford, WI, has been on an impressive growth trajectory thanks to the expertise of owners Matt and Karen Allen. - [Wisco Carts Expands with SBA Financing from Community State Bank and BLP](https://blp504.org/wisco-carts-expands-with-sba-financing-from-community-state-bank-and-blp/) - Wisco Carts, LLC, a thriving golf cart business founded in 2020 by Dan Sweeney and George DeGraffenreid, operates out of two leased locations: their original facility in Muskego and a Milton property they began leasing in 2023. Looking to transition from leasing to owning the Milton location, the owners reached out to Jay Cashmore at Community State Bank for assistance. - [Lake Geneva Pool & Spa’s New Location Sets the Stage for Future Growth](https://blp504.org/lake-geneva-pool-spas-new-location-sets-the-stage-for-future-growth/) - Founded in 2021 by Timothy J. Pakulski Jr., Lake Geneva Pool & Spa specializes in the installation of fiberglass pools, hot tubs, and swim spas and offers maintenance, pool opening and closing services and pool accessories. With a background in excavation and pool services, Tim built his business on a foundation of quality installations and exceptional service. - [GreenLeaf Bank and BLP Help Voyageurs Bakehouse Secure its Future with SBA Funding](https://blp504.org/greenleaf-bank-and-blp-help-voyageurs-bakehouse-secure-its-future-with-sba-funding/) - Founded in 2018, Voyageurs Bakehouse began as a passion project selling handcrafted sourdough at the Green Bay farmers market. Owners Ben Cadman and Celeste Parins expanded with a café and production facility in Green Bay in 2020, followed by a second location in Appleton in 2021, and now a third location in De Pere. - [SBA 504 Loan Funded: Coextruded Plastic Technologies Invests $1.6M](https://blp504.org/coextruded-plastic-technologies-expands/) - Wings Credit Union appreciates BLP’s diligence and perseverance in getting this loan to Coextruded Plastic Technologies to the finish! This resulted in a nice long-term rate for the client and helped them to preserve capital, while also helping Wings to manage its exposure. This was a win for everyone. Thank you to the team at BLP! We always know we can count on you and that is so important. - [Indoor Golf Simulator Opens in Rochester Thanks to BLP and Community State Bank](https://blp504.org/indoor-golf-simulator-opens-in-rochester-thanks-to-blp-and-community-state-bank/) - When Chris Conigliaro set out to launch Shooters Tavern & Golf Simulators, he saw more than just a business opportunity—he saw a way to bring something new and exciting to the community. With a background in real estate, construction, and business management, Chris had the skills to develop the space, but turning his vision into reality required the right financing. - [SBA 504 Loan Funded: Cultural Cloth Invests $1M](https://blp504.org/cultural-cloth-expands/) - The Small Business Administration (SBA) is broadening the definition of “small business” to include larger businesses. This means that even more businesses are eligible for SBA financing. - [SBA 504 Loan Funded: Bristol Oaks Golf Club Invests $2.3M](https://blp504.org/bristol-oaks-golf-club-expands/) - When the owners of Bristol Oaks Golf Club came to Community State Bank with the idea of expanding their golf course portfolio, I was supper excited for them and got BLP involved right away, as this was a perfect scenario for a SBA 504 loan. The owners have done an incredible job with their current course and I cant wait to see what they do with Bristol Oaks. - [Boost Borrower Flexibility with SBA 504 Equity Options](https://blp504.org/boost-borrower-flexibility-with-sba-504-equity-options/) - Securing capital is often a major hurdle for business owners looking to expand. Fortunately, the Small Business Administration (SBA) 504 program offers flexible equity options—meaning equity contributions don’t always have to be cash. This flexibility is a game-changer for businesses with limited liquid assets looking to grow. - [Key SBA 504 SOP Updates: What You Need to Know](https://blp504.org/key-sba-504-sop-updates-what-you-need-to-know/) - Starting June 1, 2025, the Small Business Administration (SBA) is implementing key changes to the Standard Operating Procedure (SOP) for the 504 Loan Program, bringing greater clarity and efficiency for bank partners. These updates are designed to streamline the lending process, reduce guesswork, and make SBA 504 loans more accessible for small businesses. - [SBA Fees Are Rising—But Not at BLP](https://blp504.org/sba-fees-are-rising-but-not-at-blp/) - Unlike the 7(a) program, SBA 504 fees have not changed, making it a more cost-effective option for businesses. With historically lower charge-off rates, the 504 loan program provides lower upfront costs, predictable monthly payments, and substantial long-term savings—helping businesses secure financing without the added burden of rising fees. - [2024 Annual Report - Year In Review](https://blp504.org/2024-annual-report-year-in-review/) - In 2024 with the support of our partner-lenders BLP’s staff reaffirmed its commitment to Wisconsin businesses by facilitating SBA 504 loans for a range of projects, including land and building acquisitions, renovations, new construction, and equipment purchases. - [Strengthen Your Collateral Position with SBA 504 Financing](https://blp504.org/strengthen-your-collateral-position-with-sba-504-financing/) - If you're looking to strengthen your collateral position, the Small Business Administration (SBA) 504 program can be a valuable tool. Through recent updates, the SBA has made it easier for borrowers to secure additional collateral while keeping their SBA loan structure intact. - [Finance Your Business Acquisition with SBA 504 Loans](https://blp504.org/finance-your-business-acquisition-with-sba-504-loans/) - SBA 504 loans offer a powerful financing option for business acquisitions, even when significant intangible assets are involved. - [SBA 504 Helps Launch Lavagio Express Laundry, Delivering Full-Service Convenience to Mount Pleasant](https://blp504.org/sba-504-helps-launch-lavagio-express-laundry-delivering-full-service-convenience-to-mount-pleasant/) - The owner of Lavagio Express Laundry has over 20 years of experience that turned an entrepreneurial vision into reality with the opening of this modern laundromat in Mount Pleasant, WI. - [Mather's Improvement Service Expands Family Owned Business Thanks to SBA 504](https://blp504.org/mathers-improvement-service-expands-family-owned-business-thanks-to-sba-504/) - To facilitate the company’s continued growth, Benjamin has partnered with Greenwoods State Bank and Business Lending Partners (BLP) to secure an SBA 504 loan to purchase a larger building located at 665 South Kane Street in Burlington. The larger facility will provide more space for its employees and building materials. - [SBA 504 Debt Refinance Just Got Easier​](https://blp504.org/debt-refinancing-with-the-504-loan-program/) - The SBA has introduced important updates to its 504 refinance program, enhancing flexibility and benefits for business owners. - [BLP Helps TS Food Packaging Expand with SBA 504 and RLF Loans](https://blp504.org/blp-helps-ts-food-packaging-expand-with-sba-504-and-rlf-loans/) - TS Food Packaging, formerly known as RoJo’s Popcorn and Troystar Packaging, began with a focus on private-label popcorn portion packs. - [Fast-Track Your Funding with SBA 504 Loan Approval](https://blp504.org/fast-track-your-funding-with-sba-504-loan-approval/) - The Small Business Administration (SBA) 504 loan approval is faster than you might think, typically adding just a week to your closing timeline compared to traditional bank financing. If you're in a hurry to close a deal, don't overlook SBA 504 as an option. - [SBA 504 GREEN LOAN PROGRAM expands access to funding](https://blp504.org/sba-504-green-loan-program/) - For most projects, the SBA will lend up $5 million. That alone is a powerful tool, but that ceiling can be expanded to $5.5 million per project and $16.5 million in aggregate for projects meeting certain energy-related criteria. - [Unlimited SBA 504 Green Loans: New Opportunities for Sustainable Growth](https://blp504.org/drive-sustainable-growth-with-unlimited-sba-504-green-loans/) - As of April 30, 2024, the Small Business Administration (SBA) has lifted the $16.5 million cap on Energy Public Policy projects, commonly referred to as "green" loans, financed through the SBA 504 Loan Program. This change opens up significant opportunities for businesses looking to invest in energy-efficient and renewable energy projects. - [EVENT: Beers & Business in Burlington](https://blp504.org/event-beers-business-in-burlington/) - helping entrepreneurs and small business owners navigate the path to success Planning to start and grow your business is difficult. Understanding all the resources to help you along the way can be daunting. Don’t do it alone!Join RCEDC and Community State Bank as we host this business networking event, where local business owners share their - [Righteous Autos' Growth Accelerates Thanks to SBA 504](https://blp504.org/righteous-autos-growth-accelerates-thanks-to-sba-504/) - Paul Sanchez began his entrepreneurial journey in 2010 by opening Righteous Autos Inc., an auto repair and sales business, in a one-car garage near Downtown Racine. Paul began his automotive career with a strong educational foundation. He earned a bachelor's degree in engineering from ITT Tech in 2008 and a master's degree in management from the Milwaukee School of Engineering (MSoE) in 2012. While studying, he gained valuable experience working as a sales manager at Servantez Automotive in Racine. - [Leveraging SBA 504 Refinance for Depository Relationships](https://blp504.org/leveraging-sba-504-refinance-for-depository-relationships/) - Are you searching for deposits? The SBA 504 refinance program is a powerful prospecting tool that can help you connect with new clients and stand out from the competition. - [Lloyd's True Value Uses SBA 504 to Purchase Land, Construct Building](https://blp504.org/lloyds-true-value-uses-sba-504-to-purchase-land-construct-building/) - Christopher and Anita Lloyd, owners of Lloyd’s Hardware, a True Value Hardware Store, opened their Janesville-based store with the goal of providing a knowledgeable and friendly experience for the community, while filling a service gap in the area. - [SBA 504 Explained - A 4-part Video Series](https://blp504.org/sba-504-explained-a-4-part-video-series/) - The U.S. Small Business Administration (SBA) was established to help businesses secure financing. SBA programs reduce risk for lenders and enables easier access to capital. - [Anchored Roots Vineyard Blossoms in Door County Thanks to SBA 504](https://blp504.org/anchored-roots-vineyard-blossoms-in-door-county-thanks-to-sba-504/) - To finance the land, construction, and equipment for Anchored Roots Vineyard & Winery, the Gales worked with the Bank of Luxemburg and Business Lending Partners (BLP). BLP is an SBA certified development company able to provide the SBA 504 loan to businesses such as Anchored Roots. Through BLP, the SBA 504 loan funded 30% of the overall project, the Bank of Luxemburg provided 50%, and the remaining 20% portion was provided by Amy and Eric Gale.. Two of the primary benefits of the SBA 504 program are the reduced down payment as well as the low, fixed interest rate. - [Reduce Down Payments and Overcome Appraisal Shortfalls with SBA 504](https://blp504.org/reduce-down-payments-and-overcome-appraisal-shortfalls-with-sba-504/) - With the SBA 504 loan program, the property only needs to appraise at 90% of the total costs. This buffer can overcome regulatory loan-to-value restrictions for your financial institution. - [Diane Bernhagen achieves dream ‘to have 100 dogs’ thanks to SBA 504](https://blp504.org/diane-bernhagen-achieves-dream-to-have-100-dogs-thanks-to-sba-504/) - Thanks to the Small Business Administration (SBA) 504 program - in partnership with Bank Five Nine, Business Lending Partners (BLP), and the Glendale Chamber of Commerce (GCC) - Diane Bernhagen consolidated her two businesses to service more dogs in the Milwaukee-area, essentially making her dream a reality. - [UNLOCKING EQUIPMENT FINANCING SOLUTIONS WITH SBA 504](https://blp504.org/unlocking-equipment-financing-solutions-with-sba-504/) - The SBA 504 loan program provides 10, 20, or 25-year terms with fixed interest rates for equipment loans, ensuring stability and predictability for borrowers. With as little as a 10% down payment, borrowers can acquire, upgrade, or expand equipment effortlessly. - [SBA 504 LOANS QUALIFY FOR CRA CREDIT](https://blp504.org/sba-504-loans-qualify-for-cra-credit/) - Effective April 1, 2024, loans through the Small Business Administration (SBA) 504 Loan Program automatically qualify for Community Reinvestment Act (CRA) credit, aligning with recent amendments to CRA regulations by the Federal Reserve, FDIC, and OCC. - [SBA 504 REDEFINES SMALL BUSINESS SIZE STANDARDS](https://blp504.org/sba-504-redefines-small-business-size-standards/) - The Small Business Administration (SBA) is broadening the definition of “small business” to include larger businesses. This means that even more businesses are eligible for SBA financing. - [Prepayment Penalty Vanishes - SBA 504](https://blp504.org/prepayment-penalty-vanishes-sba-504/) - The SBA recently issued updates to the 504 debt refinance programs which loosen a few key previous restrictions. - [Self-Storage Facilities with SBA 504](https://blp504.org/self-storage-facilities-with-sba-504/) - SBA 504 loan can help cover the costs of a purchase, construction, or renovations needed for self-storage facilities. SBA 504 funds can also be used for current storage facilities in need of security fences, monitoring systems, or any other long-term equipment needs. - [HISTORIC PROPERTIES CAN QUALIFY FOR SBA 504](https://blp504.org/historic-properties/) - DID YOU KNOW? × Sign up to receive future rates directly in your mailbox Close DID YOU KNOW THAT HISTORIC PROPERTIES CAN QUALIFY FOR SBA 504 Just because a property is listed (or eligible to be listed) on the National Register of Historic Places does not mean the SBA 504 loan program cannot be used - [BLP Partners Honored at RAMAC Business Awards](https://blp504.org/blp-partners-honored-at-ramac-business-awards/) - Racine Area Manufacturers and Commerce annually recognizes excellence and achievement of its member organizations and individuals in business improvement, growth, innovation and support of the community. - [SBA 504 LEASE REQUIREMENTS](https://blp504.org/sba-504-lease-requirements/) - When SBA finances a property to be leased to the operating business, specific requirements apply to the lease. - [SBA 504 Loan Program Covers All of Wisconsin](https://blp504.org/sba-504-loan-program-covers-all-of-wisconsin/) - With the use of the SBA 504 loan program, countless companies have participated to create new forces in the business community. In our Northeast (NE) corner of Wisconsin, Popeyes Louisiana Kitchen utilized this aid for building their businesses. Southeast (SE) Wisconsin also has a few projects that have been funded by the SBA 504 loan program, including Jellystone Camp Resort. - [Dan Gallagher's MyBread Bakery Featured on TMJ4's Morning Blend](https://blp504.org/mybread/) - Dan Gallagher started Mybread Bakery with a mission to provide gluten-free breads that are safe for those with food allergies, but not compromise taste or quality. Three years later, Gallagher relocated from Chicago to Racine - with help from the Racine County Economic Development Corporation - and expanded operations by renting a larger space, purchasing better machinery, and hiring additional employees. - [Celebrating 35 Years of Empowerment: The Impact of the Women’s Business Ownership Act of 1988](https://blp504.org/celebrating-35-years-of-empowerment-the-impact-of-the-womens-business-ownership-act-of-1988/) - nearly 70% increase in lending, culminating in an impressive $5.1 billion in SBA-backed loans for women-owned businesses in FY23. This surge in financial support signifies not just an uptick in monetary figures but a profound shift in the support and belief in women entrepreneurs. It's a testament to the enduring relevance of the Women’s Business Ownership Act and the continued dedication to fostering an environment where women can thrive in the business world. - [WI franchisees use SBA 504 program to expand, preserve capital, create jobs](https://blp504.org/wi-franchisees-use-sba-504-program-to-expand-preserve-capital-create-jobs/) - Business Lending Partners (BLP), a leading Certified Development Company in Wisconsin, proudly announces the successful utilization of the Small Business Administration (SBA) 504 loan program by four franchises - fueling their growth, creating jobs, and fostering economic development in the state. - [VetLoan Advantage](https://blp504.org/vetloan-advantage/) - BLP is proud to exclusively offer reduced processing fees for companies that are 51% or more owned by a military Veteran. As you review your next loan prospect be sure to keep our VetLoan Advantage Program in mind. Loans less than $1.5MM: 1/3 of the processing fee is waived (up to $7,500 savings) Loans more - [SBA 504 PROJECT USES](https://blp504.org/sba-504-project-uses/) - In order for an organization to qualify for an SBA 504 loan, their project must fall within one of these categories. - [Go Green and Save Big](https://blp504.org/go-green-and-save-big/) - Small businesses looking to grow and expand their operations through the purchase or construction of commercial real estate and “go green” can qualify for as much as $5.5 million SBA 504 financing (up to 40% of total project costs) under the Energy Public Policy Goal, offered through Business Lending Partners. There is no limit on the number of - [SBA 504 ECONOMIC DEVELOPMENT GOALS](https://blp504.org/sba-504-economic-development-goals/) - A Project must achieve at least one of the objectives listed below for either jobs or economic development goals. - [SBA 504 APPRAISAL GUIDELINES](https://blp504.org/sba-504-appraisal-guidelines/) - Some projects may require an appraisal process if property being financed is more than $250,000 or property being financed is $250,000 or less and an appraisal is necessary for evaluation of creditworthiness. - [SBA 504 LIFE INSURANCE REQUIREMENTS](https://blp504.org/sba-504-life-insurance-requirements/) - Life Insurance is not a typical requirement of the SBA504 loan. If collateral coverage is too low or you are the sole operator of the business, you may be asked to assign an amount of your policy to bridge the gap. Your loan officer will let you know if this is a necessary requirement after - [Academy of Beauty Professionals expands using SBA 504 to purchase Appleton facility](https://blp504.org/academy-of-beauty-professionals-expands-using-sba-504-to-purchase-appleton-facility/) - David Kwitek, owner of the Academy of Beauty Professionals, recently used the Small Business Administration (SBA) 504 loan program to purchase a previously leased building in Appleton, WI. - [Local Company Buys Vacant Industrial Building Using SBA 504 Program](https://blp504.org/local-company-buys-vacant-industrial-building-with-sba-504/) - The purpose of this SBA 504 loan is to assist a local health and safety company with a building purchase, along with new equipment and minor renovations. - [Parker John’s BBQ & Pizza Owners Use SBA 504 to Purchase Fourth Restaurant Location in NE Wisconsin](https://blp504.org/parker-johns/) - Boasting record-low interest rates fixed for 25 years, the Small Business Administration (SBA) 504 program remains a great financing tool for growing businesses. Aaron and Jennifer Sloma, co-owners of Parker John’s BBQ & Pizza took advantage of the program and introduced another Wisconsin location to their expanding portfolio. - [O'Connor Connective Earns 2020 Women in Business Champion Award from SBA](https://blp504.org/oconnor-connective-earns-2020-women-in-business-champion-award-from-sba/) - nominated by business lending partners' patricia grimm De Pere, WI – DE PERE, Wis. – The U.S. Small Business Administration (SBA) Wisconsin District honored O’Connor Connective owner and founder Bridget Krage O’Connor with the 2020 Women in Business Champion award. O’Connor has led O’Connor Connective, a strategic communications consultancy, since 2013 as well as its - [Mount Pleasant’s O&H Bakery Awarded 2020 Family-Owned Business of the Year](https://blp504.org/mount-pleasants-oh-bakery-awarded-2020-family-owned-business-of-the-year/) - The U.S. Small Business Administration (SBA) visited the Village of Mount Pleasant’s O&H Bakery to award owner, Eric Olesen the 2020 Jeffrey Butland Wisconsin Family-Owned Business of the Year. - [Impact Sports Academy: SBA 504 Loan Advocates](https://blp504.org/impact-sports-academy-sba-504-loan-advocates/) - Jason Berken is a retired MLB pitcher from Green Bay, Wisconsin. After pitching 11 seasons in professional baseball, including four in the major leagues with the Baltimore Orioles and the Chicago Cubs, he decided to retire and move his family to Northeast Wisconsin. From here he had a vision – to create an institution that will provide baseball and softball camps, programs, one on one training, etc. for youths (ages 8-18). This is when Impact Sports Academy (ISA) was created. - [Valme North America Expands Using the New Greater Racine County Loan Fund](https://blp504.org/valme-north-america-expands-using-the-new-greater-racine-county-loan-fund/) - A new Revolving Loan Fund (RLF) program was capitalized by Racine County to support local companies impacted by the Foxconn development in Mount Pleasant, Wisconsin. The new program is referred to as the Greater Racine County RLF. - [Asphalt Contractors Inc. purchases sand, gravel site in Town of Burlington](https://blp504.org/asphalt-contractors-inc-purchases-sand-gravel-site-in-town-of-burlington/) - Asphalt Contractors Inc. (ACI), owned by Robert, Robert Jr. and Peter Kordus, a once primary sealcoating operation, recently evolved into the largest company of its kind in Southeast Wisconsin - using the SBA 504 loan program - [Creative Welding & Fabrication uses SBA 504 to purchase building, secure tenants, create jobs](https://blp504.org/creative-welding-fabrication-uses-sba-504-to-purchase-building-secure-tenants-create-jobs/) - Creative Welding & Fabrication previously leased most of the space at 120 Industrial Drive in Burlington. After learning about the U.S. Small Business Administration's (SBA) 504 program, owners Roger Baumeister and Jeremy Uhlenhake decided to purchase the building, which allowed them to expand operations and begin collecting rent from existing tenants. - [EVENT: Not Another Lunch and Learn](https://blp504.org/not-another-lunch-and-learn/) - Business Lending Partners (BLP), in partnership with Fox Communities Credit Union, has assembled an unparalleled lineup of industry experts, entrepreneurs, and business leaders to deliver an event tailored to business owners, the commercial lending community and real estate professionals. Food and beverage included. - [Brown Family Chiropractic expands by purchasing Mount Pleasant building](https://blp504.org/brown-family-chiropractic-expands-by-purchasing-mount-pleasant-building/) - Following nearly 10 years of building clientele, advancing the practice, and leasing space, Dr. Sally Brown and her daughter, Dr. Tera Pfarr, purchased a 6,000-sf building to expand the business operations of Brown Family Chiropractic in the Village of Mount Pleasant - [Wisconsin Lenders Conference: Kringle-of-the-Month Contest](https://blp504.org/wisconsin-lenders-conference-kringle-of-the-month-contest/) - Business Lending Partners has partnered with one its loan recipients, O&H Danish Bakery, to giveaway a Kringle-of-the-Month award to one lucky winner at the 2023 Wisconsin Lenders Conference. - [State of US Economy creates favorable conditions for SBA 504 Loan Program](https://blp504.org/state-of-us-economy-creates-favorable-conditions-for-sba-504-loan-program/) - In such a challenging economic climate, the Small Business Administration's (SBA) 504 loan program has become more attractive than ever for small business owners and for financial institutions. - [Enter to win a weekend Getaway to Door County, WI](https://blp504.org/lenders-conference-drawing-2022/) - Enter to win a weekend getaway trip to Door County, WI ($200 Value) - [New staff added to RCEDC’s growing finance team](https://blp504.org/new-staff-added-to-rcedcs-growing-finance-team/) - For the last few years, the financing needs of Wisconsin businesses have been on the rise. To meet the challenge, Business Lending Partners (BLP), the financial division of the Racine County Economic Development Corporation (RCEDC), has added staff. - [BLP funds over $8 million to small businesses, several located in NE Wisconsin](https://blp504.org/blp-funds-over-8-million-to-small-businesses-several-located-in-ne-wisconsin/) - Nearly halfway through 2022, Business Lending Partners has funded over $8 million in loans to businesses throughout Wisconsin. Most of these approvals were to businesses in Northeast Wisconsin. - [Robert Pieroni Named Two Time Recipient of RCEDC Lender of the Year Award](https://blp504.org/robert-pieroni-named-two-time-recipient-of-rcedc-lender-of-the-year-award/) - Community State Bank’s Kenosha Market President Robert Pieroni was recently awarded the 2021 Racine County Economic Development Corporation (RCEDC) Lender of the Year Award. Pieroni was presented with the award at RCEDC’s Annual Meeting on April 14th, 2022. This is the second consecutive year that Pieroni has received the award. - [Jellystone Park Franchise Names Caledonia Location as Camp Resort of the Year 2021](https://blp504.org/camp-resort-of-the-year-2021/) - This year, Jellystone Resort in Caledonia was named the "Resort of the Year" by the Jellystone franchise. This award is given to one location per year and the Jellystone franchise is especially happy about the expansion and projects Jellystone Caledonia has completed the past couple of years to aid in the client's demands for the park. - [Over $83K administered through Matching Grant Program](https://blp504.org/over-83k-administered-through-matching-grant-program/) - ABOUT THE MATCHING GRANT PROGRAM The Racine County Matching Grant Program (MGP) was established to provide a means for small and medium-sized companies to obtain the professional services necessary for a strong foundation and growth, leading to jobs for Racine County residents. The dollars can be used for consulting, training or marketing. One applicant, Plush - [Small Business Saturday - Racine County Edition](https://blp504.org/small-business-saturday-racine-county-edition/) - This year Small Business Saturday is taking place November 27th, 2021 (after Black Friday). Take the time to visit local businesses on Saturday to catch any holiday deals or find that special someone the right gift this season. This post includes a small business directory with locations of many businesses throughout the county. - [Regular SBA 504 Loan Program Reaches Lending Cap](https://blp504.org/regular-sba-504-loan-program-reaches-lending-cap/) - The regular SBA 504 loan program, including 504 debt refi with expansion, has reached its congressionally authorized cap of $7.5 billion. The 504 debt refinance without expansion loan program operates with a separate $7.5 billion authorization cap, which still has ample funding available. - [More than Popcorn - Pine Acres Popcorn Grand Opening](https://blp504.org/more-than-popcorn-pine-acres-popcorn-grand-opening/) - A huge congratulations to Ed and Christine Grochowski of Pine Acres Popcorn, with the opening of their new location on Main Street in Union Grove! - [BLP 2020 Year in Review](https://blp504.org/blp-2020-year-in-review/) - Without hesitation, when the effects of the coronavirus pandemic breached the State of Wisconsin’s business community, the Racine County Economic Development Corporation's finance team, Business Lending Partners, worked relentlessly to acquire and facilitate relief funds to as many businesses as possible. The BLP 2020 Year in Review highlights the results from BLP's various lending programs and financial relief administration. - [Start In Wisconsin | A new resource for startups in our region](https://blp504.org/start-in-wisconsin-a-new-resource-for-startups-in-our-region/) - Start In Wisconsin is a new comprehensive online directory of entrepreneurial resources and a calendar of entrepreneur-focused events. - [Walsh's passion for small business landed RCEDC newest loan officer](https://blp504.org/walshs-passion-for-small-business-landed-rcedc-newest-loan-officer/) - The Racine County Economic Development Corporation (RCEDC) is proud to welcome Wesley Walsh as the newest member of their financial specialty area, Business Lending Partners (BLP). - [National Veterans Small Business Week](https://blp504.org/national-veterans-small-business-week/) - Each year the U.S. Small Business Administration (SBA) celebrates, connects, and empowers service members, veterans, National Guard and Reserve members, and military spouses during National Veterans Small Business Week (NVSBW). This year marks the seventh annual NVSBW. - [Community State Bank Awarded 2019 Wisconsin SBA Volume Lender and Financial Services Champion](https://blp504.org/community-state-bank-awarded-2019-wisconsin-sba-volume-lender-and-financial-services-champion/) - Community State Bank (CSB) was recently honored with the 2019 Small Business Administration (SBA) Volume Lender Award (Asset Size $300 – $400 Million) and the 2019 Wisconsin Financial Services Champion Award.“SBA-backed lending is one of the most effectiveoptions for small businesses to start, grow, expand, and recover from adversity,” said Eric Ness, SBA’s Wisconsin District - [Wisconsin Farm Support Program](https://blp504.org/wisconsin-farm-support-program/) - The Wisconsin Department of Revenue is currently accepting applications for the The Wisconsin Farm Support Program. This is a federally funded program that will provide $50 million of relief to farmers that suffered economic damages in 2020 as a result of the COVID-19 pandemic. You must apply online at: https://tap.revenue.wi.gov/farm/. If you cannot apply online, you may request - [KIVA IS NOW OFFERING $15K LOANS STATEWIDE](https://blp504.org/kiva-is-now-offering-15k-loans-statewide/) - Wisconsin Women’s Business Initiative Corporation General information can be found here: https://www.kiva.org/Business owners looking to borrow, should follow this link: https://www.kiva.org/borrowfor a WWBIC endorsement or for assistance with this project, please send an email to info@wwbic.com LEARN MORE - [FREE WEBINAR: Main Street Business Retention](https://blp504.org/free-webinar-main-street-business-retention/) - building resiliency in a new era THURSDAY, JUNE 4, 2020 | 1:30 – 3 p.m. LEARN MORE / REGISTER Through this course, attendees will learn about: Approaches to business retention of Main Street businesses in a new era Emerging, best practices and innovative approaches in Wisconsin and nationwide Technical and financial assistance resources Building business - [BLP Welcomes New Committee Members](https://blp504.org/blp-welcomes-new-committee-members/) - We are excited to welcome one of the most qualified and financially intelligent groups to to our loan committee. These are the individuals who volunteer their time, energy and abilities to carefully evaluate and determine the viability of prospective loans. - [SBA Programs - Scams and Fraud Alerts](https://blp504.org/sba-programs-scams-and-fraud-alerts/) - The Office of Inspector General recognizes that we are facing unprecedented times and is alerting the public about potential fraud schemes related to economic stimulus programs offered by the U.S. Small Business Administration in response to the Novel Coronavirus Pandemic (COVID-19). The Coronavirus Aid, Relief, and Economic Security Act (CARES Act), the largest financial assistance - [Save On Leadership Development Using the Matching Grant Program](https://blp504.org/save-on-leadership-development-using-the-matching-grant-program/) - The 12-month Leadership Development Series is designed to help you and your organization’s leaders improve the employee experience and drive business results. This process focuses on the development of leadership skills and strategies. Leaders at all levels can attend this Series. - [Milwaukee 7 Recognizes RCEDC with Excellence Award](https://blp504.org/milwaukee-7-recognizes-racine-county-economic-development-corporation-with-excellence-in-economic-development-award/) - The Milwaukee 7 Economic Development Partnership has recognized the Racine County Economic Development Corporation (RCEDC) with its inaugural Excellence in Economic Development Award, M7 officials announced on Wednesday. - [Prophit Refinances with SBA 504 Program](https://blp504.org/prophit-refinances-with-sba-504-program/) - GREEN BAY, WI – Joe and Danica Kiedinger are entrepreneurs living the American dream. With the help of the Small Business Administration (SBA) 504 loan, they were able to obtain a bank loan large enough to purchase a foreclosed building in downtown Green Bay. Now, the building is home to their dynamic marketing firm (Prophit) with - [Infinity Martial Arts Expands in ‘Fastest-Growing’ Wisconsin Rural Market](https://blp504.org/infinity-martial-arts-expands-in-fastest-growing-wisconsin-rural-market/) - SUN PRAIRIE, WI – Limited capacity for operation, an expanding rural market and a bank partner familiar with advantageous SBA (Small Business Administration) products, led Troy Gerkey, owner of Infinity Martial Arts, to purchase and renovate a new building in Sun Prairie.According to the Wisconsin State Journal “Since 2010, Madison, Fitchburg and Sun Prairie have - [Sports and Rec Company Uses SBA 504 to Expand in Rural Market](https://blp504.org/sports-and-rec-company-uses-sba-504-to-expand-in-rural-market/) - The purpose of this SBA 504 loan is to assist a fitness and recreational sports company with a building purchase, renovation costs and additional equipment purchases. - [Manufacturing Equipment and Building Loan](https://blp504.org/manufacturing-equipment-and-building-loan/) - The purpose of this multifaceted SBA 504 Loan is to assist two affiliated companies with two separate projects. As a result of both requests, 20 full-time jobs will be created in the next two years. Utilizing the SBA 504 Loan program, in partnership with a local bank, this project was presented before an advisory committee and approved for funding. - [Veteran-Owned Commercial Building Purchase](https://blp504.org/veteran-owned-commercial-building-purchase/) - This SBA 504 loan was recently approved to assist a Veteran-Owned company with the purchase of a commercial building, doubling the size of the company's existing location, allowing them to streamline operations from a processing standpoint. - [Healthcare Service Company Purchases Building for Expansion](https://blp504.org/healthcare-service-company-purchases-building-for-expansion/) - The purpose of this SBA 504 loan is to assist a local healthcare service company with the purchase of the building they currently rent from, giving the owner an extra 4,500 sq ft and 70% occupancy of the property. - [Historic Low SBA Refinance Rates](https://blp504.org/historic-low-sba-refinance-rates/) - Were you aware the SBA 504 program has two different refinance products- with (no cash out) and without (cash out) expansion? In both cases the debt being refinanced must have originally been used for an eligible SBA use, building or equipment purchase and the borrower can tap into the assets’ equity for the loans required - [Spectrum Investment Advisers Named one of '2019's Fastest Growing Firms' by Milwaukee Business Journal](https://blp504.org/spectrum-named-fastest-growing-firms/) - Spectrum Investment Advisers is one of 26 southeastern Wisconsin businesses named to the 2019’s Fastest Growing Firms by the Milwaukee Business Journal. This is the second year in a row Spectrum has been added to this list. For a company to be selected, it must have annual revenue between $3 million and $500 million, and ## Pages - [BLP-Home](https://blp504.org/) - Your Wisconsin SBA 504 Lender Assisting Small Businesses Since 1983 SBA 504 Rates SBA 504 – Current Rates × SEPTEMBER 2023 5 % 10-YEAR TERM* 5 % 20-YEAR TERM 5 % 25-YEAR TERM *10-Yr Rate is established every other month. RATES HISTORY Sign up to receive future rates directly in your mailbox CLOSE SBA 504 - [Rates History](https://blp504.org/sba-loans/rates-history/) - SBA Loan Programs SBA Loans Eligibility Application Process Featured Projects Case Studies FAQs Rates History 504 Interest Rates History Historical Rates 2026 Rates 2025 Rates 2024 Rates 2023 Rates 2022 Rates 2021 Rates 2020 Rates 2019 Rates 2018 Rates 2017 Rates 2016 Rates [table id=18 /] [table id=17/] [table id=16/] [table id=15/] [table id=12/] [table - [SBA Loans](https://blp504.org/sba-loans/) - SBA 504 Loan Program The U.S. Small Business Administration (SBA) 504 loan program, offered by BLP, was developed by Congress to assist growing businesses by offering an attractive financing option for real estate and equipment needs. The SBA has structured the program to work in partnership with the applicant business’ financial institution. To apply for - [Contact Us](https://blp504.org/contact-us/) - Contact Our Team of Experts Loan Committees Leadership Council Contact Us Our Offices Racine County Office 262.898.7422 Brown County Office 618.567.8709 Sign Up for Our Newsletter Our Team of Experts Jenny Trick Executive Director Racine Office262.898.7424Jenny@blp504.org Laura Million Deputy Director Racine Office262.898.7530Laura@blp504.org Yoav Meiri Marketing Director Racine Office262.898.7412Yoav@blp504.org Grace Kieckbusch Vice President & Loan Officer - [BLP Big Leagues](https://blp504.org/lenders-brokers/blp-big-leagues/) - Welcome to the Big Leagues BLP's Heavy Hitters club BLP is proud to recognize Wisconsin’s top lending partners for their exceptional commitment to helping small businesses secure the financing needed to grow, create jobs, and build stronger communities. BLP’s Heavy Hitters are lenders who have collaborated with us on at least five SBA 504 projects. - [Current Borrowers](https://blp504.org/current-borrowers/) - Current Borrowers our staff is here to assist you We take pride in helping our clients’ businesses expand and in supporting their ongoing financing needs. We often provide multiple loans to businesses as they continue to grow. Whether you have an SBA 504 loan, a community loan or a matching grant administered by BLP, our staff - [Lenders & Brokers](https://blp504.org/lenders-brokers/) - lenders & brokers Lenders The SBA 504 loan program is a clear choice for lenders. BLP shares the loan’s financing to reduce lenders’ risk while offering low down payment and long-term, low fixed interest rates to borrowers. The SBA 504 loan program puts financing within reach for borrowers that may not qualify for conventional loans. - [About Us](https://blp504.org/about-us/) - Certified Development Company Success Stories Our Team News About Us We Help Businesses grow In order to finance and assist with the growth and development of businesses throughout the State of Wisconsin, BLP staff provides access to the SBA 504 loan program and other resources using our expertise, knowledge, and partnerships. What we do BLP - [Current Borrowers FAQs](https://blp504.org/current-borrowers/current-borrowers-faqs/) - Current Borrowers Frequently Asked Questions a How do I access/setup my SBA borrower portal? Our Servicing staff is here to help and answer all your question, contact Servicing for assistance. If you already have a loan number and it is associated with your SSN, you may create a CAFS Borrower account as follows: (Commercial accounts - [Lenders & Brokers FAQs](https://blp504.org/lenders-brokers/lenders-brokers-faqs/) - Lenders & Brokers Frequently Asked Questions a Who is BLP? BLP is a private non-profit that is licensed as a Certified Development Company (CDC) which allows us to market, approve, close, and service SBA 504 loans in the State of Wisconsin. More About Us Category: General Tags: Business Owners, Lenders and Brokers Back to Top - [Business Owners FAQs](https://blp504.org/small-business-owners/business-owners-faqs/) - Business Owners Frequently Asked Questions a Who is BLP? BLP is a private non-profit that is licensed as a Certified Development Company (CDC) which allows us to market, approve, close, and service SBA 504 loans in the State of Wisconsin. More About Us Category: General Tags: Business Owners, Lenders and Brokers Back to Top a - [News](https://blp504.org/about-us/news/) - Certified Development Company Success Stories Our Team News Recent BLP News AllEventsFeaturedFinancial ResourcesFinancing NewsNewsSBA 504 Eligibility FactsSBA 504 Success StoriesSBA Featured ProjectsUncategorizedBLP Supports RestoreMore’s Expansion in Racine with an SBA 504 LoanSBA 504 Loan Funded: The Reserve Supper Club Invests $855kSBA 504 Loan Funded: Strive Behavioral Health Invests $3.41MSBA 504 Loan Funded: Advanced Care Specialists - [Small Business Owners](https://blp504.org/small-business-owners/) - small business owners Is SBA 504 right for me? The 504 Loan Program is aimed at empowering entrepreneurs and small businesses, to facilitate the acquisition of resources such as real estate and equipment, enabling sustained growth and development. By providing a stable and predictable financial foundation, the 504 Loan Program empowers businesses to make strategic - [Become a Contributor](https://blp504.org/about-us/become-a-contributor/) - Certified Development Company Success Stories Our Team News Become a Contributor We BUILD UP WISCONSIN’S COMPANIES Wisconsin is home to thousands of healthy companies seeking partners to aid in their growth plans. Business Lending Partners (BLP) is one of those partners that through a variety of low-interest loan program resources allow companies to retain their - [Assessment Form](https://blp504.org/contact-us/assessment-form/) - Contact Our Team of Experts Loan Committees Leadership Council Eligibility Assessment Form We offer a variety of loan funds, grants and incentives available to businesses of any size. The loans and grants are provided either directly to business owner, or in partnership with other financial institution to create financing packages. The form below is intended as - [Matching Grants](https://blp504.org/matching-grants/) - Matching Grant Programs GRANTS REIMBURSE UP TO 50% OF ELIGIBLE COST Through funding from either County of Racine or specific communities, a few Matching Grant Programs (MGP) were established with the goal of providing a means for existing small and medium-sized companies to obtain the professional services necessary for a strong foundation for continued business - [Success Stories](https://blp504.org/about-us/success-stories/) - Certified Development Company Success Stories Our Team News BLP Success Stories BLP Supports RestoreMore’s Expansion in Racine with an SBA 504 LoanAugust 3, 2026Read MoreSBA 504 Loan Funded: The Reserve Supper Club Invests $855kJuly 15, 2026Read MoreSBA 504 Loan Funded: Strive Behavioral Health Invests $3.41MJuly 15, 2026Read MoreSBA 504 Loan Funded: Advanced Care Specialists Invests - [Frequently Asked Questions](https://blp504.org/about-us/faqs/) - Business Owners / Lenders / Real Estate Brokers Frequently Asked Questions a Who is BLP? BLP is a private non-profit that is licensed as a Certified Development Company (CDC) which allows us to market, approve, close, and service SBA 504 loans in the State of Wisconsin. More About Us Category: General Tags: Business Owners, Lenders - [Loan Calculator](https://blp504.org/sba-loans/calculator/) - SBA 504 Loan Calculator The information provided by this calculator is for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a BLP financial professional prior to relying on the results.This calculator does not have the ability - [Home](https://blp504.org/home-6/) - Lenders Business Owners Real Estate Brokers August 2023 SBA 504 Rates 0 % 10-year Fixed-Rate* 0 % 20-year Fixed-Rate * 10-year rates update bimonthly 0 % 25-year Fixed-Rate 0 % 20-year Refi-Rate RATES HISTORY Be The first to know Rate Updates Delivered to Your Inbox ESTIMATE YOUR MONTHLY 504 LOAN PAYMENT About Us BLP is ## My Templates - [SBA 504 – Current Rates](https://blp504.org/?elementor_library=sba-504-current-rates) - August 2026 10-YEAR TERM* 5 % 20-YEAR TERM 5 % 25-YEAR TERM 5 % *10-Yr Rate is established every other month. 12-MONTH RATE HISTORY Sign up to receive future rates directly in your mailbox - [PA Template | #d75d](https://blp504.org/?elementor_library=pa-dynamic-temp-0032a91) - [Did you know that interim and permanent 504 loans are automatically eligible for CRA credit?](https://blp504.org/?elementor_library=did-you-know-that-interim-and-permanent-504-loans-are-automatically-eligible-for-cra-credit) - Effective April 1, 2024, loans through the Small Business Administration (SBA) 504 Loan Program automatically qualify for Community Reinvestment Act (CRA) credit, aligning with recent amendments to CRA regulations by the Federal Reserve, FDIC, and OCC.Check out our “Did You Know” video on CRA Credit, part of our new SBA 504 Loan Program video series, - [Did you know – SELF-STORAGE FACILITIES](https://blp504.org/?elementor_library=did-you-know-self-storage-facilities) - Sign up to receive future rates directly in your mailbox - [Did you know – CRA Credits](https://blp504.org/?elementor_library=did-you-know-cra-credits) - Sign up to receive future rates directly in your mailbox - [Did you know – Debt Refinancing](https://blp504.org/?elementor_library=did-you-know-debt-refinancing) - Sign up to receive future rates directly in your mailbox - [Did you know – Historic Properties](https://blp504.org/?elementor_library=did-you-know-historic-properties) - Sign up to receive future rates directly in your mailbox - [Did you know – PERSONAL LIQUIDITY](https://blp504.org/?elementor_library=did-you-know-personal-liquidity) - Sign up to receive future rates directly in your mailbox - [Did you know – Prepayment Penalty](https://blp504.org/?elementor_library=did-you-know-prepayment-penalty) - Sign up to receive future rates directly in your mailbox - [Did you know – Green Loan Program](https://blp504.org/?elementor_library=did-you-know-green-loan-program) - Sign up to receive future rates directly in your mailbox - [Post Footer](https://blp504.org/?elementor_library=post-footer-2) - BE THE FIRST TO KNOW - FOLLOW BLP Linkedin Facebook Twitter FINANCIAL UPDATES DELIVERED RIGHT TO YOUR INBOX - [COVID 19 resources (04/20/20)](https://blp504.org/?elementor_library=covid-19-resources-04-20-20) - SBA Loan Programs SBA Loans Eligibility Application Process Featured Projects Case Studies FAQs Rates History COVID-19 financial resources BLP Financial Assistance in Response to the Coronavirus This page is meant to help business owners affected by COVID-19 navigate through available financial resources created and curated by our team of lending experts. You will find direct - [Default Kit](https://blp504.org/?elementor_library=default-kit) - [Sub Menu](https://blp504.org/?elementor_library=sub-menu) - SBA Loan Programs SBA Loans Eligibility Application Process Featured Projects Case Studies FAQs Rates History ## Total Teams - [Laura Smith](https://blp504.org/teams/laura-smith/) - [Daniel Toll](https://blp504.org/teams/raquel-reyes/) - Dan Toll is Vice President and Credit Officer at Business Lending Partners with more than 30 years of commercial lending experience, including time with the SBA reviewing 504 loan applications. He joined BLP in 2025 and holds degrees from Princeton University and Northwestern University. - [Keia McCrackin](https://blp504.org/teams/keia-mccrackin/) - [Grace Kieckbusch](https://blp504.org/teams/grace-kieckbusch/) - Grace Kieckbusch is a commercial lender who loves finding financing solutions that help small businesses thrive. A Magna Cum Laude graduate of UW–Parkside, she began her career at BLP after interning with the team during college. - [Diane Albrecht](https://blp504.org/teams/diane-albrecht/) - [Andrea Safedis](https://blp504.org/teams/andrea-safedis/) - Andrea is our Portfolio Service Specialist and holds a Bachelor of Science Degree in Business Management from Full Sail University. She has worked in various business environments where her professional background comes mostly from the financial industry; focusing on retail sales and customer service. Andrea supports all aspects of BLP’s mission. Among may other responsibilities, - [Yoav Meiri](https://blp504.org/teams/yoav_meiri/) - Yoav brings to BLP a proven record of leading and integrating marketing solutions for financial products and services. Yoav holds B.S. from the University of Minnesota and an M.S. from Denver Univerity. - [Alison Howen](https://blp504.org/teams/alison-howen/) - [Laura Million](https://blp504.org/teams/jenny-trick-_copy/) - [Jenny Trick](https://blp504.org/teams/jenny-trick/) - Jenny Trick is the Executive Director of the Racine County Economic Development Corporation (RCEDC), the parent organization of BLP, and has been with the organization for more than 28 years. Trick has worked in a variety of capacities with RCEDC and BLP including business finance, community development, workforce development, business retention and expansion, business recruitment ## FAQs - [What is the process & timeline for funding?](https://blp504.org/ufaqs/what-is-the-process-timeline-for-funding/) - The primary lender will fund all of the debt initially including the portion of the debt that will be held by SBA in the long term. Once the balance of the debt is fully funded by the primary lender, the SBA will fund their portion of the loan in approximately 90 days. Read More - [What is the process & timeline for approval?](https://blp504.org/ufaqs/what-is-the-process-timeline-for-approval/) - Following approval from the primary lender, SBA approval typically takes approximately 3 weeks. Read More - [What are the down payment requirements?](https://blp504.org/ufaqs/what-are-the-down-payment-requirements/) - In most cases, a 10% equity contribution will be required. For startup businesses or for specialty-use properties, an extra 5-10% contribution may be required. This equity requirement can be met by using assets other than cash including private financing, municipal incentives, or equity in the subject property. - [Can I refinance an existing loan into the 504 program?](https://blp504.org/ufaqs/can-i-refinance-an-existing-loan-into-the-504-program/) - Yes! Generally, the SBA 504 program can be used to refinance debts that were originally incurred primarily to fund purchases of owner-occupied commercial real estate and/or fixed equipment. - [Are startup businesses eligible?](https://blp504.org/ufaqs/are-startup-businesses-eligible/) - Yes, startups are eligible. newly established companies would need to provide a written business plan with financial projections.” The financing structure also changes in that SBA requires an additional 5% cash equity injection from the borrower reducing SBA's participation level in that project. - [What are the advantages of the 504 program?](https://blp504.org/ufaqs/what-are-the-advantages-of-the-504-program/) - Compared to conventional commercial financing, the SBA 504 program helps borrowers reduce their down payment and fix the interest rate on a portion of the financing for up to 25 years at a rate that is typically below-market. For lenders, risk is reduced as the primary lender will typically lend 50% of the cost while - [What is the SBA 504 loan program?](https://blp504.org/ufaqs/what-is-the-sba-504-loan-program/) - The 504 Loan Program is a U.S. Small Business Administration (SBA) funded program that provides financing to small and mid-sized businesses for the purchase of equipment and commercial real estate. The SBA loan is administered by a Certified Development Company (CDC) such as BLP in partnership with a commercial bank or credit union lender. - [What collateral is required for a 504 loan ?](https://blp504.org/ufaqs/what-collateral-is-required-for-a-504-loan/) - SBA will take a subordinate collateral position behind the primary lender. Generally, collateral will include only the assets being purchased with SBA loan funds. The 504 program does not require additional collateral as required within the 7(a) program such as personal assets of owners. - [Can I pay a 504 loan off early?](https://blp504.org/ufaqs/can-i-pay-a-504-loan-off-early/) - Yes, however, there are two conditions to consider: The loan may only be prepaid in its entirety. Partial prepayments are not permitted. An annually declining prepayment penalty applies during the first 10 years of the loan. - [What fees are associated with the 504 program?](https://blp504.org/ufaqs/what-fees-are-associated-with-the-504-program/) - When your loans close and your SBA 504 loan is funded, you'll incur various fees totaling approximately 2-3% of the SBA loan amount, plus an attorney closing fee of $2,500. These fees are financed within the SBA loan proceeds, so they are not out-of-pocket expenses. BLP will collect a deposit for a portion of these - [What is the 504 interest rate?](https://blp504.org/ufaqs/what-is-the-504-interest-rate/) - The rate on the 504 loan is set upon funding of the SBA loan following the completion of the project. Click here to see Historical Rates - [Are there maximum or minimum 504 loan amounts?](https://blp504.org/ufaqs/are-there-maximum-or-minimum-504-loan-amounts/) - Generally, the 504 program will make sense for projects with a total cost of greater than $400,000. All borrowers are eligible for up to $5 million in aggregate SBA financing through the SBA 504 & 7(a) programs. Projects involving small manufacturing firms and green-energy generation are eligible for up to $5.5 million on each project. - [Can space be leased to third party tenants?](https://blp504.org/ufaqs/can-space-be-leased-to-third-party-tenants/) - Yes! For existing commercial real estate properties, the borrowing company must occupy at least 51% of the leasable area and the remainder can be leased to third parties. For new construction buildings, the borrowing company must occupy 60% of the leasable area immediately with plans to occupy 80% over time. - [What can a 504 loan be used for?](https://blp504.org/ufaqs/what-can-a-504-loan-be-used-for/) - Projects must be centered around owner-occupied commercial real estate and/or fixed equipment. This can include ground-up construction and renovations. - [Who is BLP?](https://blp504.org/ufaqs/who-is-blp/) - BLP is a private non-profit that is licensed as a Certified Development Company (CDC) which allows us to market, approve, close, and service SBA 504 loans in the State of Wisconsin. More About Us - [How do I access/setup my SBA borrower portal?](https://blp504.org/ufaqs/how-do-i-access-setup-my-sba-borrower-portal/) - Our Servicing staff is here to help and answer all your question, contact Servicing for assistance. If you already have a loan number and it is associated with your SSN, you may create a CAFS Borrower account as follows: (Commercial accounts are not allowed and any and all information needs to be obtained from the - [How Do I apply for a Small Business Administration (SBA) 504 loan?](https://blp504.org/ufaqs/how-do-i-apply-for-a-small-business-administration-sba-504-loan/) - Applying for an SBA 504 loan is comparable to applying for any business loan but with many more benefits. Begin by contacting one of our BLP staff members, and we will come to your place of business to further explain the program details. We provide a checklist of what is needed to simplify the process. ## Testimonials - [Partnering with BLP allows us to offer more](https://blp504.org/testimonial/ne-wisconsin-lender-of-the-year-2020/) - Partnering with BLP allows us to offer more competitive products and financial solutions to our clients and prospects. They allow us to have another tool in our toolbelt which makes us more flexible - it will land us more deals, and retain the existing customers that we have. - [I Truly Believe in the SBA 504 Product](https://blp504.org/testimonial/truly-believe-in-the-sba-504-product/) - The expedited process, the long-term, low interest rates, and the BLP team that works hard to get these loans approved – all these factors create an unparalleled financial solution for expanding Wisconsin businesses. - [Truly appreciated their insight](https://blp504.org/testimonial/blps-staff-excels-in-navigating-the-sba-process/) - BLP’s staff took the time to sit down with the owners of Wisco Carts, educate them on the SBA process and worked with them on the details to get the loan approved and closed. The owners and I truly appreciated their insight. - [Invaluable Expertise](https://blp504.org/testimonial/invaluable-expertise/) - I had a great experience working with the wonderful people at BLP, whose expertise is invaluable when navigating the SBA 504 process. This project was different in that it was very fulfilling working with Vick Vasudeva at iDental given their mission and positive impact in the community. - [Very pleased to partner with BLP](https://blp504.org/testimonial/very-pleased-to-partner-with-blp/) - I was very pleased to partner with BLP on these types of projects that continue to grow our community. ## Categories - [Uncategorized](https://blp504.org/category/uncategorized/) - [Events](https://blp504.org/category/events/) - [News](https://blp504.org/category/news/) - [Financial Resources](https://blp504.org/category/financial-resources/) - [Featured](https://blp504.org/category/featured/) - [SBA 504 Success Stories](https://blp504.org/category/success-stories/) - [SBA 504 Eligibility Facts](https://blp504.org/category/sba-504-eligibility-facts/) - [Financing News](https://blp504.org/category/financing-news/) - [SBA Featured Projects](https://blp504.org/category/sba-featured-projects/) ## Tags - [SBA 504 Loan](https://blp504.org/tag/sba-504-loan/) - [Racine County](https://blp504.org/tag/racine-county/) - [City of Racine](https://blp504.org/tag/city-of-racine/) - [Burlington](https://blp504.org/tag/burlington/) - [Waterford](https://blp504.org/tag/waterford/) - [Community Loan](https://blp504.org/tag/community-loan/) - [SBA](https://blp504.org/tag/sba/) - [SBA 504 Eligibility Fact](https://blp504.org/tag/sba-504-eligibility-fact/) - [Historic Properties](https://blp504.org/tag/historic-properties/) - [Debt Refinance](https://blp504.org/tag/debt-refinance/) - [Veterans](https://blp504.org/tag/veterans/) - [life insurance](https://blp504.org/tag/life-insurance/) - [Supermarkets and Other Grocery](https://blp504.org/tag/supermarkets-and-other-grocery/) - [Business Aquisition](https://blp504.org/tag/business-aquisition/) - [Construction](https://blp504.org/tag/construction/) - [Business Expansion](https://blp504.org/tag/business-expansion/) - [Ground Up Construction](https://blp504.org/tag/ground-up-construction/) - [Renovation](https://blp504.org/tag/renovation/) - [Mequon](https://blp504.org/tag/mequon/) - [Equipment Purchase](https://blp504.org/tag/equipment-purchase/) - [Union Grove](https://blp504.org/tag/union-grove/) - [Event Management](https://blp504.org/tag/event-management/) - [Veterinary](https://blp504.org/tag/veterinary/) - [manufacturing](https://blp504.org/tag/manufacturing/) - [Appraisal Guidelines](https://blp504.org/tag/appraisal-guidelines/) - [Appraisal](https://blp504.org/tag/appraisal/) - [project costs](https://blp504.org/tag/project-costs/) - [veteran owned](https://blp504.org/tag/veteran-owned/) - [events](https://blp504.org/tag/events/) - [Vetloan Advantage](https://blp504.org/tag/vetloan-advantage/) - [minority owned](https://blp504.org/tag/minority-owned/) - [case study](https://blp504.org/tag/case-study/) - [News](https://blp504.org/tag/news/) - [Sun Prairie](https://blp504.org/tag/sun-prairie/) - [Green Bay](https://blp504.org/tag/green-bay/) - [COVID-19](https://blp504.org/tag/covid-19/) - [security](https://blp504.org/tag/security/) - [Announcement](https://blp504.org/tag/announcement/) - [Wisconsin](https://blp504.org/tag/wisconsin/) - [Business Resources](https://blp504.org/tag/business-resources/) - [Webinar](https://blp504.org/tag/webinar/) - [Main Street](https://blp504.org/tag/main-street/) - [Downtown](https://blp504.org/tag/downtown/) - [Business Relocation](https://blp504.org/tag/business-relocation/) - [Financial Relief](https://blp504.org/tag/financial-relief/) - [Business Development](https://blp504.org/tag/business-development/) - [Financial Resource](https://blp504.org/tag/financial-resource/) - [Small Business](https://blp504.org/tag/small-business/) - [Featured Project](https://blp504.org/tag/featured-project/) - [Northeast Wisconsin](https://blp504.org/tag/northeast-wisconsin/) - [SBA 504](https://blp504.org/tag/sba-504/) - [RCEDC](https://blp504.org/tag/rcedc/) - [Event](https://blp504.org/tag/event/) - [Entrepreneur](https://blp504.org/tag/entrepreneur/) - [Report](https://blp504.org/tag/report/) - [Land Purchase](https://blp504.org/tag/land-purchase/) - [SBA 504 Loan Program](https://blp504.org/tag/sba-504-loan-program/) - [Building Purchase](https://blp504.org/tag/building-purchase/) - [Building Expansion](https://blp504.org/tag/building-expansion/) - [Press Release](https://blp504.org/tag/press-release/) - [local businesses](https://blp504.org/tag/local-businesses/) - [small business saturday](https://blp504.org/tag/small-business-saturday/) - [small businesses](https://blp504.org/tag/small-businesses/) - [support local](https://blp504.org/tag/support-local/) - [Jellystone](https://blp504.org/tag/jellystone/) - [Expansion](https://blp504.org/tag/expansion/) - [Award](https://blp504.org/tag/award/) - [Success Story](https://blp504.org/tag/success-story/) - [Business Lending Partners](https://blp504.org/tag/business-lending-partners/) - [Financial Assistance](https://blp504.org/tag/financial-assistance/) - [Business Growth Solutions](https://blp504.org/tag/business-growth-solutions/) - [application](https://blp504.org/tag/application/) - [pre-application](https://blp504.org/tag/pre-application/) - [SBA News](https://blp504.org/tag/sba-news/) - [Contest](https://blp504.org/tag/contest/) - [assessment](https://blp504.org/tag/assessment/) - [Self-Storage](https://blp504.org/tag/self-storage/) - [Lease](https://blp504.org/tag/lease/) - [Lease Guidelines](https://blp504.org/tag/lease-guidelines/) - [Renewable Energy](https://blp504.org/tag/renewable-energy/) - [SBA 504 Green Loan](https://blp504.org/tag/sba-504-green-loan/) - [Janesville](https://blp504.org/tag/janesville/) - [Mount Pleasant](https://blp504.org/tag/mount-pleasant/) - [Annual Report](https://blp504.org/tag/annual-report/) - [Lender of the year](https://blp504.org/tag/lender-of-the-year/) - [Loan Committees](https://blp504.org/tag/loan-committees/) - [FAQs](https://blp504.org/tag/faqs/) - [Timeline](https://blp504.org/tag/timeline/) - [Success Stories](https://blp504.org/tag/success-stories/) - [Loan Funded](https://blp504.org/tag/loan-funded/) - [Consumer Goods](https://blp504.org/tag/consumer-goods/) ## Sliders - [home-slider](https://blp504.org/slides-category/home-slider/) ## Total Team Categories - [BLP Staff](https://blp504.org/total-team-lite/blp-staff/) ## FAQ Categories - [SBA 504](https://blp504.org/ufaq-category/sba-504/) - [General](https://blp504.org/ufaq-category/general/) ## FAQ Tags - [Lenders and Brokers](https://blp504.org/ufaq-tag/lenders-brokers/) - [Business Owners](https://blp504.org/ufaq-tag/business-owners/) - [Current Borrowers](https://blp504.org/ufaq-tag/current-borrowers/) ## Testimonial Categories - [Lender Partners](https://blp504.org/testimonial-category/lender-partners/)