SBA Green 504 Loan Program

Benefits of the SBA Green 504 loan program include:

  • As little as 10% equity injection

  • Up to $5.5 million SBA 2nd mortgage portion per project with no maximum total project limit

  • Ability to finance multiple SBA Green 504 projects

  • SBA 504 financing have competitive, fixed interest rates and 10- to 20- year amortization

  • The usual SBA’s job creation/retention requirements can be waived

  • Project-related fees and soft costs can be financed in the loan

Businesses need only to meet one of the following goals to qualify for the SBA Green 504 Loan:

1) Reduce energy use by at least 10% – Acquisition or construction of a replacement facility or retrofit of a currently owner-occupied or leased existing facility with energy saving technologies. Examples include improved insulation, lighting, HVAC systems, and energy efficient windows, etc.

2) Generate at least 10% renewable energy – Upgrades to plant, equipment and process that produce at least 10% renewable energy sources used to run a facility or renewable fuel producers, including bio-diesel and ethanol producers. Examples include installation of solar power, wind power, hydropower, biodiesel, ocean thermal, etc.

3) LEED* Certification (qualify for maximum $5 million per project): If historical energy consumption records for the property are not available, a project can qualify if it is built or retrofitted using LEED certification standards through the completion of upgrades. (Sustainable Design or LEED certification do not by themselves qualify a building for the program)

*Leadership in Energy and Environmental Design

Contact us at 262-898-7436 to find out if you are qualified for the SBA Green 504 Loan program or visit our website at to learn more about other ways we can help finance your projects.

SBA 504

January 2019

25-Year Fixed Rate:


20-Year Fixed Rate:


10-Year Fixed Rate: